Terms of Service
Last updated: March 28, 2026
1. Acceptance of Terms
By accessing or using BudgetApp ("the Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Service. These Terms constitute a legally binding agreement between you and [Your Company Name] ("we", "us", or "our").
2. Service Description
BudgetApp is a personal finance management tool that allows users to track budgets, planned expenses, and subscriptions. The Service is provided as a software-as-a-service (SaaS) platform accessible via web browser.
3. Account Registration
To use the Service, you must create an account by providing a valid email address and creating a password. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account.
4. Subscription Plans
The Service is offered under two plans: a Free plan with limited features, and a Premium plan with full access. Premium subscriptions are billed on a monthly or annual basis via our payment processor, Paddle. Subscription fees are charged in advance. You may cancel your subscription at any time; cancellation takes effect at the end of the current billing period.
5. Acceptable Use
You agree not to: (a) use the Service for any unlawful purpose; (b) attempt to gain unauthorized access to any part of the Service; (c) upload malicious code or interfere with the Service's operation; (d) reproduce, duplicate, copy, sell, or resell any part of the Service without our express written permission; (e) use automated tools to scrape or extract data from the Service.
6. Intellectual Property
The Service and its original content, features, and functionality are and will remain the exclusive property of [Your Company Name]. The Service is protected by copyright and other intellectual property laws. You retain ownership of the financial data you enter into the Service.
7. Limitation of Liability
To the fullest extent permitted by applicable law, [Your Company Name] shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service. Our total liability to you for any claims arising from these Terms shall not exceed the amount you paid us in the twelve months preceding the claim. Nothing in these Terms excludes or limits liability that cannot be excluded under applicable law, including consumer protection rights under EU law.
8. Right of Withdrawal (EU Consumers)
If you are a consumer in the European Union, you have the right to withdraw from a subscription contract within 14 days of purchase without giving any reason (the "cooling-off period"). However, by requesting immediate access to the Service upon purchase, you expressly consent to the performance of the contract beginning before the end of the cooling-off period. Once the Service has been fully performed, you lose your right of withdrawal. To exercise withdrawal before the Service begins, contact us at [contact@example.com] within 14 days of purchase.
9. Termination
We reserve the right to suspend or terminate your account at any time if you violate these Terms or engage in conduct we deem harmful to other users or the Service. You may terminate your account at any time by contacting us or using the account deletion feature in your profile settings. Upon termination, your right to use the Service will immediately cease.
10. Governing Law and Disputes
These Terms are governed by and construed in accordance with the laws of the European Union and the applicable national law of [Your Country]. Any dispute arising out of or in connection with these Terms shall first be submitted to mediation. If mediation fails, disputes shall be resolved by the competent courts of [Your Country]. EU consumers may also use the European Commission's Online Dispute Resolution platform at https://ec.europa.eu/consumers/odr.
11. Changes to Terms
We reserve the right to update these Terms at any time. We will notify you of significant changes via email or a prominent notice on the Service. Your continued use of the Service after changes become effective constitutes acceptance of the revised Terms.
12. Contact
If you have any questions about these Terms, please contact us at: [Your Company Name], [contact@example.com].